Auto Insurance

We offer protection for you and your motor vehicles against financial loss if you have an accident or loss*.

  • Automobiles
  • Antique vehicles and classic vehicles
  • Utility trailers
  • Vacation trailers/campers

*Personal items left in your vehicle at the time of a loss are rarely covered by your auto insurance. These items are usually covered by a property policy, i.e. homeowner, renters, condominium, etc.

Home Insurance

Protection for you, your home, and your possessions against disasters. A standard policy insures the home and the things you keep in it and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.

  • Home
  • Condominiums
  • Renters
  • Mobile homes
  • Farms
  • Secondary residences

Inland Marine Insurance

A personal inland marine insurance policy is designed to protect specific property with broader coverage than a homeowner policy. Many of these items can be endorsed onto your homeowner policy with limits. However, there are situations when a stand-alone policy may better serve your needs.

These special policy floaters can cover a variety of items such as:

  • Fine art
  • Furs
  • Jewelry
  • Electronic equipment
  • Hearing aids
  • Bicycles
  • And more

Motorcycle Insurance

Protection for you against financial loss if you have an accident or loss, and may include coverage for custom parts and accessories and roadside assistance.

  • Cruisers
  • Sport bikes
  • Touring bikes
  • Tricycles
  • ATV, including side by sides
  • Dirt bikes
  • Mopeds
  • Scooters
  • Motorcycle trailers

Recreational Vehicle Insurance

Protection for you if you have an accident or loss related to the following types of vehicles:

  • Motorhome
  • Snowmobiles
  • Golf carts

Umbrella Insurance

An umbrella policy provides an extra layer of liability protection above your home, auto, motorcycle, motorhome, watercraft, and recreational vehicle insurance coverage. Umbrellas kick in after the liability insurance in your primary policy is exhausted.

Why should you carry umbrella coverage?

Liability insurance pays for expenses related to legal fees, medical expenses, and lost wages as the result of negligence. Typically, a personal liability umbrella policy is inexpensive compared to the amount of protection it provides. For as little as $150 per year, you can get $1 million additional coverage under an umbrella policy.

Be aware, there are some restrictions on what an umbrella policy may cover, such as claims related to a business and intentional acts. Minimum amounts of coverage should be met on home and auto policies before an umbrella policy is issued, but the extra coverage is important if you have assets you need to protect.

Watercraft Insurance

Protection for you and your watercraft against physical damage and liability losses.

  • Boats and trailers
  • Personal Watercraft (jet skis) and trailers
  • Yachts

Dwelling Fire Insurance

The dwelling fire policy still has a place in property insurance, namely for landlords who don’t have any interest in insuring the “contents” of a particular dwelling. However, most insurers will offer a small amount of coverage for “contents” on this type of policy. Often, landlords may require a few thousand dollars to cover appliances they furnish to a renter.

The person(s) renting the dwelling (or apartment) should always purchase a renters insurance policy to protect their “contents” inside the dwelling. Believing your personal possessions are covered by your landlord’s insurance policy is a common insurance myth that leaves several thousand people without insurance for their destroyed belongings each year in the U.S.

Vacant properties are insured using the dwelling fire policy form as well. These properties are inherently more risky for an insurer, so the coverage they are willing to offer is more restricted – which is the dwelling fire form.

For the record, it is possible, but NOT recommended, to purchase a dwelling fire policy for a home you own and occupy as a primary residence. The coverage is usually a little more restrictive than the homeowner’s insurance policy that you should purchase in this instance.

Jane Mannon
Always there for questions. Answered in a professional manor, friendly and always glad to help. Thanks Janny for your help and friendship through the years.
Constance LaPLante
Very helpful in getting our business insurance straightened around when other agencies couldn't or wouldn't help!! Love Tina and all the team at Greene County Insurance!!
Harry Kelley
One of the best companies that I have ever done business with. I have been with them for many years and they have always had my back. Great people there in Xenia. Thank you.
Jeffrey Renick
We have been with Green County about 30 years. We have always received excellent customer service. If we had a claim on our home, or auto insurance it has been handled quickly. I would recommend them to everyone.
Russell Grooms
Love the Insurance coverage, price is right and all of the benefits that comes with it I tell people all time about Greene County Insurance, but I don’t think they call their loss thank you keep up the good work Tina
Mitch Miller
Cathy was very professional and friendly, we felt like she truly cared about our insurance needs. We absolutely will, and have recommended Greene County Insurance to all our friends
Todd Nolen
We have been with Greene Co. Insurance for over 25 years. We have always been happy with their service. The staff is very friendly. They are there to serve you and help in any way they can.
Edward Graham
It was Tina this time, but everyone is courteous and pleasant no matter who answers the phone. Everyone is always efficient at responding to a request or emailing an answer. Tony would be proud.
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About Us

Our agency’s founder was a very special and well-respected man, Tony Yates. Tony was a unique combination of wisdom, spunk, and honesty

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